Legal disclosures.
Clear expectations.

Collins LLC operates the Hakeem Collins website. References to we, us, or our mean Collins LLC. These policies address this website and our related offers, not every website using similar names.

A purchase is governed by applicable law and the offer and terms properly disclosed and accepted for that transaction. More favorable written product-specific promises prevail over this general policy. Posting this page does not replace earlier checkout terms or retroactively change existing purchases. Merely visiting does not establish assent to a purchase contract. Material purchase terms must appear before charging, with valid agreement where required.

Paid purchases are intended for people age 18 or older who can enter the relevant agreement. The website is not directed to children under 13. Provide accurate information and use accounts and payment methods you are authorized to use.

Keep access credentials private and promptly report suspected unauthorized access. Do not impersonate others or submit another person’s private information without authority. Account restrictions for misuse must respect existing purchase rights and applicable law; reporting a concern does not itself forfeit access or remedies.

Our content, books, and coaching provide educational information, discussion, and support. Coaching is not automatically a done-for-you service and does not include unlimited messages, calls, document preparation, applications, or ongoing representation. The specific offer controls included sessions, deliverables, support channels, access duration, and any separately agreed services.

Review the description before purchasing and retain your receipt and applicable terms. A discovery inquiry does not guarantee acceptance, availability, or a particular service. We remain responsible for services and express commitments we actually sell or make.

Information is educational, not individualized legal, tax, investment, medical, mental-health, or other licensed professional advice. A purchase, inquiry, or coaching conversation does not automatically create a professional-client, fiduciary, agency, or partnership relationship. Consult an appropriately qualified professional for your circumstances.

We do not guarantee credit scores, improvement timelines, funding amounts, interest rates, approvals, debt deletion, client income, profits, business success, health, or spiritual results. Your circumstances, effort, eligibility, market conditions, and third-party decisions affect outcomes. These limitations do not excuse misleading advertising, unsupported claims, or failure to deliver a promised service.

Credit and funding discussions are not lender decisions or promises of financing. Lenders and reporting agencies apply their own criteria. Check fees, repayment obligations, affordability, and current requirements independently. Do not make inaccurate credit disputes, submit false identity or income information, misrepresent authorized-user tradelines, or use Credit Privacy Number tactics to evade lawful identification or credit obligations.

Calling a service education does not create a blanket exemption from credit-repair or debt-relief law. Actual services and applicable law determine whether licensing, disclosures, written contracts, cancellation periods, advance-fee restrictions, or other protections apply. This policy does not waive those protections or authorize collecting prohibited fees.

Testimonials describe individual, anecdotal experiences, not typical outcomes or forecasts for you. A results-not-typical disclaimer does not cure an unsupported claim. We must substantiate advertising claims, including representations about reasonably expected results, and clearly disclose relevant material connections near the endorsement or claim rather than rely on this page.

Media mentions, founder references, logos, and links do not by themselves establish an endorsement, sponsorship, certification, or partnership. No testimonial overrides the actual offer or your legal rights. You may share honest reviews and complaints; these policies do not restrict truthful criticism or require a favorable review.

Purchases of Hakeem Collins’s books or products may generate revenue or author royalties. Some recommendations may include affiliate links or referral compensation; when such a material connection applies, it must be identified clearly with the recommendation or link. Do not assume that every external link is an affiliate link or that compensation is an independent assessment of a product’s suitability.

Books and discussions about faith, healing, spirituality, or personal development are educational or religious content. They are not diagnosis, treatment, psychotherapy, or a substitute for medical or mental-health care. Spiritual language does not promise a physical or psychological outcome.

Do not stop medication, delay treatment, or disregard professional advice because of this content. Discuss care decisions with a qualified clinician. For an urgent medical or mental-health emergency, contact local emergency services or an appropriate crisis resource, not our inquiry forms.

The offer and checkout must disclose the price, applicable charges, payment structure, and relevant conditions before purchase. Do not assume a website description establishes a price or feature not included in the actual offer.

Stan and independent payment providers may handle checkout, delivery, or subscription administration. Amazon and other book retailers govern transactions made through their stores under their applicable terms and mandatory law. Review the terms for the purchase you actually make. A provider’s role does not excuse Collins LLC from its own promises or legal responsibilities. Our inquiry forms do not request or store full payment-card details.

All digital sales are final as our default voluntary policy. We do not offer change-of-mind refunds, exchanges, or refunds for nonuse, failure to participate, or outcomes below expectations. Digital products are not subject to a physical-return process. This position must be disclosed before purchase and does not independently create an agreement through a website visit.

Exceptions remain for refunds already promised in applicable purchase terms and remedies required by law, including protected cancellation rights. Undelivered, materially misdescribed, defective, duplicate, or unauthorized paid transactions may require an appropriate correction, replacement, or refund. The remedy depends on the facts, contract, and law; this policy does not deny a refund where one is required.

For missing access or a billing concern, you may contact us with the purchase email, date, product, and a description of the problem. Do not send full card numbers or passwords. We will investigate and provide the performance or remedy required by the applicable agreement and law.

Contacting us can help resolve an issue but is not a prerequisite to exercising credit-card billing-dispute rights, contacting a creditor, reporting a concern, or seeking a lawful remedy. Nothing here waives those rights, imposes penalties for legitimate disputes, or prevents honest complaints. Applicable legal deadlines still matter.

A subscription requires clear pre-purchase disclosure of recurring amounts, billing frequency, duration or renewal terms, and cancellation conditions, plus affirmative consent where required. Visiting this site or submitting an inquiry is not subscription consent. An installment plan for a defined purchase is not automatically a subscription; its total obligation and payment schedule must be clear before purchase.

Use the cancellation instructions or subscription controls provided with your Stan receipt or account, if available; contact support if instructions or controls are missing. We will address requests before future billing, confirm effective cancellation, and stop charges as required by the agreement and law. Cancellation generally ends future renewals, not completed charges or valid installments. Voluntary proration is not offered unless promised; mandatory refunds remain available.

Rescheduling, cancellation, and no-show conditions apply only as disclosed before purchase and lawfully agreed. This page does not introduce a new notice period, forfeiture, or fee. If we miss or cannot provide a promised service, we will arrange appropriate performance or another remedy required by the agreement and law.

Recording or using a session for publicity requires a separate lawful basis and any required permissions; purchasing does not provide blanket recording or publicity consent. Do not record or share other participants’ private information without necessary authorization.

Collins LLC or the relevant rights holder retains ownership of protected materials, including digital coaching content, credit and funding resources, books, videos, and templates. Unless your offer grants broader rights, access provides a personal, nontransferable license, not ownership of copyright.

Do not resell, redistribute, share accounts, publish unauthorized copies, or harvest protected materials for datasets or model training without permission, to the extent law permits these restrictions. Copyright exceptions, fair use, accessibility rights, and other nonwaivable rights remain intact. These terms do not assign your intellectual property or honest reviews to us or impose automatic cash penalties.

Do not use the site for fraud, harassment, unlawful activity, security interference, or infringement. Do not attempt unauthorized access or submit malicious code. We may take proportionate protective action while respecting paid-service obligations and legal rights.

You retain ownership of information and feedback you submit. We may use an inquiry to respond and administer the requested service, not as a blanket transfer of ownership or publicity permission. Honest reviews, lawful reporting, and participation in regulatory investigations are not prohibited misuse.

General website information is provided as available and, to the extent permitted by law, as is. Information can become outdated, and interruptions or errors may occur. We do not promise uninterrupted operation, absolute accuracy, or fixed lifetime access unless expressly included in your offer.

These qualifications do not erase express warranties, promised access periods, statutory quality protections, or obligations to deliver purchased services. Changes or discontinuation must respect existing commitments and any required remedy. Verify important information before relying on it for consequential decisions.

Only where lawful, we exclude liability for indirect or consequential losses and limit direct claims relating to a paid service to amounts you paid for that service during the preceding 12 months. Greater nonwaivable remedies control. These limits do not exclude fraud, willful misconduct, gross negligence, personal injury, protected privacy claims, or statutory rights that cannot lawfully be limited. Free site use does not create an automatic zero-dollar cap.

Any indemnity is limited to third-party claims caused by your unlawful misuse or infringement, to the extent legally enforceable. It does not cover our fault or create blanket asset immunity. No provision guarantees that a business or owner is protected from legal claims.

To the extent a valid agreement permits, Delaware law governs, reflecting our Wilmington mailing location, without displacing mandatory federal law or protections of your place of residence. This choice does not remove any mandatory protections that apply to you.

Appropriate Delaware courts are a nonexclusive forum; legally protected consumer venues remain available. We welcome informal resolution, but do not require it before a protected complaint or claim. These policies impose no mandatory arbitration, class-action waiver, or shortened legal limitation period.

The effective date identifies the current posted version. Changes apply prospectively, with material notice and renewed consent where required. A later website update does not unilaterally rewrite an existing paid agreement or reduce previously promised rights.

If a provision cannot be enforced, the remaining provisions apply only to the extent lawful. No interpretation should defeat mandatory consumer protections. Keep the terms and disclosures supplied with your purchase, because this general page is not a substitute for them.

Collins LLC handles information submitted through this website. Speaking inquiries may include name, email, phone, organization, role, event name and format, dates and times, time zone, location, website, audience, budget, topics, goals, deadlines, production or recording needs, notes, submission dates, and consent acknowledgments. Discovery inquiries may include name, email, business focus, goals, preferred date window, time zone, submission dates, and consent acknowledgments.

These inquiries are saved privately in Cloudflare D1 for authorized-team access to respond, assess fit, arrange services, and maintain relevant records. Do not submit government identification numbers, Social Security numbers, account numbers, passwords, full credit reports, or medical information. We may receive order contact details and purchase or subscription status from checkout providers; full card details are not requested or stored through our inquiry forms.

Sending an inquiry does not automatically enroll you in marketing. The free-guide link takes you directly to Stan, where its form handles name, email, consent, delivery, and any marketing preferences; this website does not maintain a separate guide-signup database.

Use the applicable unsubscribe control or contact us about marketing choices. Necessary order, scheduling, security, and service communications differ from promotional messages. Providing a phone number for an inquiry is not consent to promotional text messages. Marketing texts require the separate disclosures and consent applicable to that activity. We do not use submitted inquiry information for sale to data brokers or automatic advertising-list enrollment.

Cloudflare Pages hosts this React website. Hosting and security operations may process IP addresses, browser and device information, requested pages, referrers, and access dates. Browser session storage remembers popup dismissal; it is not cookie consent. The website serves its font files locally rather than requesting Google Fonts resources during ordinary public browsing. Cloudflare email-obfuscation code helps protect public email addresses.

We have not configured advertising pixels or cross-site behavioral-advertising integrations on this public website. The geographic illustration is a locally hosted static map; it does not request your location, load an external map service, or identify a visitor office. Third-party sites and providers have their own technical and privacy practices. Authorized administration may use GitHub authentication and security cookies, separately from ordinary public browsing.

We do not currently configure this public site to sell personal information or share it for cross-context behavioral advertising. Browser Do Not Track signals do not change essential functionality. Legally required recognized opt-out preference signals, including Global Privacy Control where applicable, remain protected; contact us about covered processing and available opt-outs.

Information may be available to authorized personnel and providers supporting hosting, security, databases, email, scheduling, checkout, and service delivery as needed for those purposes. We may disclose information when legally required, to protect rights and safety, defend claims, or support a business reorganization with appropriate safeguards.

External Stan, Amazon, and social links lead to separate services with their own privacy practices. They may collect information or track activity across sites when you interact with them. Information may be processed in the United States and other provider locations. International access does not waive mandatory privacy rights or establish a blanket claim of compliance with every jurisdiction’s requirements.

We retain information as reasonably necessary for inquiries, services, legitimate business records, tax and legal obligations, and dispute resolution. Retention depends on the purpose and applicable obligations. We assess deletion requests against those needs and any legal retention duties.

We use reasonable access and security safeguards, but no system is completely secure. Limit what you send and report suspected exposure promptly. The website is not directed to children under 13, and we do not knowingly seek their personal information. If you believe a child submitted information, contact us so we can investigate and take appropriate deletion or other protective action.

Depending on applicable law, you may request access, correction, deletion, portability, withdrawal of consent, objection, restriction, applicable sale or sharing opt-outs, or an appeal of a privacy decision. Contact us below. We may reasonably verify identity and authority without requesting unnecessary sensitive information. Legal exceptions and retention duties may affect the response; applicable deadlines and nondiscrimination protections remain intact.

We will explain available next steps when a request is denied where required. Provider-controlled accounts may also require requests through that provider. Privacy updates will carry a revised effective date, with direct material notice and consent where applicable. Visiting does not constitute consent to every cookie, provider practice, or future change.

Address questions about purchases, services, privacy, accessibility, or these policies to Collins LLC, attention Hakeem Collins, at [email protected]. If needed, use [email protected] as a fallback. Telephone: 302-377-4905.

Mail: Collins LLC, attention Hakeem Collins, P.O. Box 27, Wilmington, DE 19899. This is a mailing address, not a visitor office. Our reference time zone is Eastern Time, America/New_York, observing EST or EDT as applicable. Include enough detail to locate your inquiry or transaction, but no sensitive identification or financial credentials. Current policy effective date: November 3, 2026.